Reverse Mortgages

A type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold. After accounting for the initial mortgage amount, the rate at which interest accrues, the length of the loan and rate of home price appreciation, the transaction is structured so that the loan amount will not exceed the value of the home over the life of the loan.


Reverse mortgage can provide you with cash today - with no requirement to ever pay it back for as long as you live in your home.

Let the Mortgage Experts at Pacific Sunrise Mortgage guide you through the Reverse Mortgage process.

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A Reverse Mortgage allows you to access your money by:

• Taking a lump sum
• Establishing a line of credit to use as needed
• Arranging a combination of the above options