"I was amazed at how easy they made everything. Thanks to their hard work they found me a loan I never thought I would qualify for!"

Jennifer
Riverside, CA

Jennifer had previously purchased a home with a partner, but this time she was going to try it by herself. She was convinced, however, that the most home she could qualify for was of the mobile variety.

We met with Jennifer and we talked in-depth about her hopes, goals and fears. Then we went through a simple questionnaire that gave us her credit information and other data. We searched for loan programs from various sources, and ran a credit report that enabled us to give Jennifer precise information regarding her maximum purchase price, monthly payment amount, and closing costs. Jennifer was shocked and delighted to learn how much house she could buy, and she’s now in a beautiful two-bedroom home.



"We never imagined we could use our equity to help put the kids through college. Thanks for relieving our headaches and stress and for being so patient with us."

Pete and Kathy
Corona, CA

Pete and Kathy had bought their small home 25 years ago and raised their twins there. In less than a year the kids would leave home for college, and Kathy and Pete were worried about how they’d pay for two tuitions at the same time.

When Pete’s sister referred them to us, they had already investigated grants, scholarships and student loan programs. We recommended that we set up a home equity loan that could be used to pay the tuition bills as they came due. Even though Pete and Kathy’s home was small, it was located in a trendy area and had appreciated more than they’d expected. Now Pete and Kathy are no longer worried about tuition bills — they’re using their home to pay for college.



"You guys rock! I really thought I'd be stuck in that crummy apartment forever. Thanks for hooking it up, I will be sure to refer everyone I know to you!"

Tony G.
Anaheim, CA

When we first met Tony, his frustration level had reached its peak. It seemed like his money always worked against him and not for him, as his father taught. “A penny saved is a penny earned,” Tony’s father would say, but Tony never saw any return on his many pennies earned. No matter how much he saved and planned, Tony’s hard-earned money melted away each month on rent, bills, and those random expenses that arise without warning.

We’d helped Tony’s father refinance two years ago, and he referred Tony to us. Tony had great credit, but not a lot in savings. However, as a result of his good employment record, paying his bills on time and dutifully staying out of debt, he qualified for a zero down loan on a nice three bedroom townhouse. Now, Tony’s happy knowing his money is working for him.



"Thanks again for all your help! You can't beat this deal and this is why I will continue to use your services. I am extremely satisfied."

Jimmy
Big Bear, CA

Three years ago we helped Jimmy find a loan to purchase a lovely home in the snow-capped mountains. Since he was a little boy he’d always loved the snow, but had never done much other than ski and occasionally snowboard. What Jimmy really wanted was a snowmobile. But his monthly payments didn’t allow room for luxuries like that, so Jimmy remained stuck in idle gear.

He called us one afternoon and we spoke about refinancing to save money for a snowmobile and whether it was a worthwhile option. We met the following day and I laid out some refinance options that would lower his home’s monthly payments – one fixed-rate loan in particular would save him $550 a month. Now Jimmy’s enjoying a lower payment and looking forward to snowmobiling this winter.



"I thought I was screwed because I couldn't qualify for even a credit card. Pacific Sunrise helped me out and they were able to qualify me for a loan. Now I can work on my credit and build equity on my home."

Chad L.
Riverside, CA

In the first few years that Chad lived on his own, he racked up a hefty credit card debt and really damaged his credit score. But that was four years ago. He’d since changed his fiscal habits and was completely debt free. However, because of his credit history Chad wasn’t certain he’d qualify for a home loan without paying a high interest rate.

Chad’s brother recommended our services and during our Initial Consultation we spoke in depth about his current financial situation and credit history. After reviewing his information, we found that he qualified for a particular low-interest loan that would allow him to purchase a two bedroom townhouse. Now Chad owns his own place and he can finally put his poor credit history behind him.



"Thank you! Thank you! Thank you! Had my mom not told us to come to you we would probably still be miserable living in that rental. We will be sure to tell all our friends about you. Thank you very much!"

Michelle and Lenny
Riverside, CA

Lenny and Michelle had been married for two years and, like most couples starting out, dreamed of owning their first home. They had been saving as much as they could but it seemed as though every day real estate prices were getting higher and higher. They began to despair of ever owning a home when Michelle’s mother told them to talk to us.

We reviewed their financial situation and were happy to see that they both had steady employment and a good credit history. Michelle and Lenny were delighted when we told them that there were several loans available to them with zero or little money down.

Now Lenny and Michelle are busy house hunting, and Lenny says he owes it all to his mother-in-law for sending them to talk to us!



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